I’m always on the lookout for scholarship opportunities for college-bound teens. And when I find one that doesn’t require an essay, I’m ecstatic. Why? Because there is always that student out there that is loaded with creativity, but not the best wordsmith.

Frame My Future Scholarship, sponsored by Church Hill Classics, asks applicants to “upload an original creation that shares with us what you want to achieve in your personal and professional life after college.  The main guideline is that your creation must be submitted within one image, in a JPEG format.” This allows for creativity to abound because images can be photographs, collages, a scrapbook page, a poem–just as long as it’s a single JPEG image that can be uploaded.

This year’s scholarship contest is coming to a close, but there’s a link on their site to VOTE for one of the top 24 finalists (give these creative college-bound teens some votes) AND a link to  sign up to receive information on next year’s scholarship. What could be simpler?

As always, I recommend you keep a scholarship file (either online or in a folder) with all your scholarship finds so that when the time arises to apply, you won’t forget about a single one!

Kudos to Church Hill Classics for coming up with this unique scholarship!

State Provided Education Benefits

Educational benefits for families, particularly the children of deceased, MIA, POW, and disabled veterans, may be available in some states. Military.com has developed an on-line general summary of educational benefits for veterans, surviving spouses and their dependents.

Click here to learn more about State Education Benefits.

Private Scholarships and Grants

While looking for money for school many surviving spouses and their families overlook the over $300 million of military – and veteran – related scholarships and grants. These scholarships often go unclaimed.

Visit Military.com’s Scholarship Finder today and get started.

Local Scholarships

Also, don’t neglect to search in your military community. Many service aid organizations and associations, like the Navy Marine Corps Relief Society, offer scholarships, grants, and low interest loans to help cover education expenses.

Ford Motor Company has launched a new scholarship contest on Monday, March 15. Modeled after Ford’s own standard of giving back to the communities in which it works, the two-part scholarship contest is open to high school seniors and current college students enrolled in an accredited U.S. college or university by September 30, 2010.

The contest asks a simple question: what is your heart behind? Ford Motor Company wants to hear what students are doing to make a positive impact in their communities. The first place winner will receive a $3000 scholarship, second place a $2000 scholarship and third place a $1000 scholarship.

Essays will be accepted from March 15 to April 9, 2010 online at www.fordscholars.org. From there, ten semi-finalists will be selected to win an ULTRA HD FLIP Cam for their outstanding efforts. The semi-finalists will then use their new FLIP Cam to produce a 3-minute video illustrating their essay. The videos will be posted to www.fordscholars.org for public voting May 10-14, 2010. The public votes combined with the judging panel will determine the scholarship winners.

Winners will be announced on May 17, 2010.

One student’s losing battle with private student loans

Those student loans are tempting. Here’s the rationalization that sucks in many college students:

1. You don’t have to pay them back until you graduate.
2. The interest rates are usually lower than regular loans.
3. Once you graduate, there’s a grace period (allowing you time to get a job).
4. Almost EVERY student has some sort of student loan debt.
5. If you can’t pay it back, you can always file for bankruptcy.
6. They let you consolidate so your payments will be affordable.

All of those statements have some truth in them to some degree. However, it is EXTREMELY important that every college-bound student understand these truths:

1. The interest usually accrues while you are in college (unless it’s a subsidized loan).
2. Private loan rates are higher than federal student loan rates.
3. Going into massive debt for an education is a BAD idea.
4. Many student loans are not forgivable in bankruptcy.
5. That grace period creeps up on your FAST!
6. You may not land a job that pays enough to make those monthly student loan payments.

Parents–please counsel your teens on the downfalls of having tremendous amounts of student loan debt. Encourage them to be financially responsible and prudent when borrowing money for college. Those loans can shackle them for many years after college graduation.

- 1 will be a high school genius
- 1 will be a college/grad school genius
- And the 3rd winner will be whomever has the most “likes” to their post when the judging occurs.

According to the rules:

You can post either an image or video that displays how creative you are. This could be a film you made, a piece of your artwork, some of your photography, etc., or it could be a photograph of something that you made, did, or otherwise. Or you can just make a video telling us why you are a creative genius.

You can pretty much do whatever you want as long as it is in video or picture format and reflects your creative genius.

The deadline is Monday, November 30th.

You can get all the details by clicking below:
Thanksgiving Creative Geniuses Scholarship sponsored by Zinch.com

FIRE’s Freedom in Academia Essay Contest

2009 Awards
One first place winner will be awarded a $5,000 college scholarship.
Two second place winners will each receive a $2,500 college scholarship.
Five runners-up will each receive a $1000 college scholarship.

Deadlines
The final day to submit an entry is November 6, 2009. The winners will be announced on December 11, 2009.

FIRE’s Mission
FIRE’s mission is to defend and sustain individual rights at America’s colleges and universities. These rights include freedom of speech, legal equality, due process, religious liberty, and sanctity of conscience?the essential qualities of individual liberty and dignity. FIRE’s core mission is to protect the unprotected and to educate the public and communities of concerned Americans about the threats to these rights on our campuses and about the means to preserve them.

Click here for all the scholarship details!

FastWeb has compiled a short list of  a few that might catch your teen’s eye. And remember, not ALL scholarships are for seniors. Many of them are not age specific and if your teen starts early, by the time they are ready for college they could accumulate a nice fat college fund.

Additionally, it’s a good time to circumvent the scholarship sites and get an idea of who won this year’s prize and take a look at their submissions. It is a great way to prepare for the next year and have a head start on the competition.

There’s really NO excuse for the word “bored” to come out of your teen’s mouth!

P.S. Scroll down and take a look at the scholarship opportunities I have posted here. There are two of them that could land you teen a nice chunk of change.