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	<title>Parents Countdown to College Coach &#187; budgeting</title>
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		<title>Smart ways to live cheaper on campus</title>
		<link>http://www.parentscountdowntocollegecoach.com/2010/03/03/smart-ways-to-live-cheaper-on-campus/</link>
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		<pubDate>Wed, 03 Mar 2010 11:00:20 +0000</pubDate>
		<dc:creator>Suzanne Shaffer</dc:creator>
				<category><![CDATA[college costs]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[college budget]]></category>
		<category><![CDATA[college money]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Here&#8217;s some great tips to help parents help their college-bound teens save some money when they go off to college. Take notes and start implementing these strategies into their lives BEFORE they leave for college. By David Replogle for The Real College Guide Living on a shoestring budget? Whether your parents float you funds or [...]]]></description>
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<p><em>Here&#8217;s some great tips to help parents help their college-bound teens save some money when they go off to college. Take notes and start implementing these strategies into their lives BEFORE they leave for college.</em></p>
<address>By David Replogle for <em>The Real College Guide</em></address>
<p>Living on a shoestring budget? Whether your parents float you funds  or you&#8217;re pulling a part-time paying gig, here&#8217;s how to stre&#8212;&#8212;-tch  every precious penny.</p>
<p><a href="http://www.parentscountdowntocollegecoach.com/wp-content/uploads/2010/02/piggy-bank.jpg"><img class="alignright size-medium  wp-image-727" title="piggy-bank" src="http://www.parentscountdowntocollegecoach.com/wp-content/uploads/2010/02/piggy-bank-300x129.jpg" alt="piggy-bank" width="300" height="129" /></a><em>Broke</em> &#8212; it&#8217;s a common catch in  student jargon. &#8220;OMG, I broke my phone at that rager last night&#8221; or &#8220;I  just broke up with my girlfriend &#8217;cause she was cheating on me with my  best bud.&#8221; But when used as an adjective, the word describes the  financial status of most college kids.</p>
<p>Unless Dad is handing over his preferred platinum card or you strike  it rich selling those musty ol&#8217; Pokemon cards, you&#8217;ll have to get by on  meager means. Here are some painless ways to get major bang for your  buck &#8230; even if it&#8217;s your last buck.</p>
<h3>Put the &#8220;Eat&#8221; in Creativity</h3>
<p>Whether you&#8217;re craving a change  from the monotonous glop of the dining hall, celebrating a friend&#8217;s  birthday at a nearby bistro or taking a study break to go for a  late-night munch, your wallet will take a hit. Cutting back on these  extravagances means getting clever.</p>
<ol>
<li><strong>Buy in bulk </strong>When stashing snacks in your room,  think long term. Talk to your roommates about pitching in for some grub,  then head to the nearest warehouse retail chain to stock up on  industrial-sized cheaper-in-the-long-run crates of Ramen packets and  other non-perishables. Many discount clubs offer collegiate membership  rates, and some give free introductory one-time shopping passes for  non-members to bypass the annual fee altogether.</li>
<li><strong>Use the student discount </strong>Grocery stores,  restaurants and even places on campus usually have discounts for  students. Even if you don&#8217;t see it advertised, it doesn&#8217;t hurt to ask.  Have your student ID at all times. It could save 15 percent on that  panini or score you a free dessert!</li>
<li><strong>Sniff out free food </strong>Complimentary chow is almost as  popular on campus as the latest gossip on CollegeACB. &#8220;Club meetings  and churches are always looking to give out food to potential new  members,&#8221; says Robby Panos, a University of Virginia junior.  Philanthropic bashes and school-sponsored speaker events are also prime  time for gratis grubs. Grab a slice of pizza and take in a lecture.</li>
<li><strong>Have a drink on me</strong> Students pour beaucoup bucks  down the drain when indulging in conveniences like Starbucks and bottled  water. Invest in a coffeemaker so you can brew your own, and get  yourself a travel mug. Pick up a refillable water bottle too if your  college&#8217;s tap is tolerable. Bonus: It&#8217;s better for the environment.</li>
</ol>
<h3>That&#8217;s Entertainment</h3>
<p>Life doesn&#8217;t have to be a snore just  because your pockets are empty. Money buys neither happiness nor a  stellar social life. You <em>can</em> get out and about without tossing  around a ton of green.</p>
<ol>
<li><strong>Be art smart </strong>Your campus is probably rife with free  productions, concerts and workshops. Problem is, nobody really hears  about them &#8230; and when people do, the enthusiasm is usually lower than  the grade on your last calculus test. Time to do some research (track  down calendars of events), gather up your dorm mates and head to the  next pay-what-you-can play or free movie screening. Even if it&#8217;s bad,  you&#8217;ll get a few laughs &#8212; or at least the opportunity to heckle!</li>
<li><strong>Speak Greek </strong>Not joining a frat or sorority will  save you a lot of cash right out the gate. But what happens when you  want to get into the best party of the year and don&#8217;t have the  connections? Exchange names of brothers and sisters you know with  friends and ask them to do the same &#8212; on most college campuses, name  dropping is the ticket to free admission. Once you&#8217;re inside, you&#8217;ll get  beverages &#8230; and if you&#8217;re lucky, maybe even a few phone numbers.</li>
<li><strong>Out on the town</strong> Be in the know too when it comes to  events in neighboring areas. Community organizations often host free  outdoor festivals with live music. Local restaurants have early-bird  specials. Theater workshops and art galleries frequently offer free or  reduced admission. (Again, don&#8217;t forget to ask about student rates.)  Read newspapers and pay attention to fliers. It could pay off.</li>
<li><strong>Any singles? </strong>If you have a significant other who  saps all your savings, it may be time to have a chat about cutting back  on unnecessary costs or to ask your partner to pull his or her own  weight. If this person is not important to you, you may even consider  living the single life for now. Romantic dinners and little gifts add  up. Is it worth it? Your call.</li>
</ol>
<h3>Shop Till You Plop</h3>
<p>Enter upscale department stores and  exclusive boutiques at your own risk, but you don&#8217;t have to <em>totally</em> give up the urge to splurge. Just tone it down a few notches.</p>
<ol>
<li><strong>Clothes the deal</strong> Punch up your wardrobe without  breaking the bank: shop clearance racks. (The best ones are where an  additional markdown is given to already slashed prices.) Look for  one-of-a-kind finds in thrift and consignment stores. Pick up  inexpensive accessories at discount stores and chain boutiques.</li>
<li><strong>Gotta dollar?</strong> Discover the beauty of the dollar  store. It&#8217;s great for party supplies, stationery, candles, soaps,  toiletries and tons more. Whether you&#8217;re buying useless trinkets or  practical necessities, think about it: You can walk in there with a  10-spot and leave with lots of loot. Heck, you can scrape together a  dollar plus tax in pocket change and treat yourself to <em>something</em>.</li>
<li><strong>Be a coupon king or queen</strong> Keep a lookout for  coupons on one-day shopping events at major department stores. Also sign  up for email notifications of store specials and be sure to check  online for Internet coupons before making a big purchase. (Restaurants  and fast food chains run a lot of coupon specials too, so keep your eyes  on the prize.)</li>
<li><strong>Beauty booty</strong> Ladies, fine department stores dole  out free samples at the cosmetics counters. Want to road test a lip  color or facial moisturizer or new perfume? March on over there with an  air of confidence and ask the consultant to show you some options.  She&#8217;ll likely give you mini-sized products to try at home.</li>
<li><strong>What a card! </strong>If you&#8217;re a die-hard shopaholic  experiencing severe withdrawal, hold off before reaching into your cash  stash by keeping in mind that the holidays are right around the bend.  &#8220;It might be painful to wait all semester,&#8221; says Appalachian State  senior Diane Vachon, &#8220;but soon enough you&#8217;ll have a dozen gift cards  with your name on them.&#8221;</li>
</ol>
<h3>Common Cents</h3>
<p>Ask not what you can do for your school but what your school can do  for you. Universities give back to their student patrons in plenty of  ways, so take advantage.</p>
<ol>
<li><strong>Be book smart </strong>The library isn&#8217;t just for studying,  using the Net and people-watching. It actually contains books &#8212; a  revelation, I know. If you&#8217;re taking subjects like lit, history or  philosophy, the library could relieve a big financial burden. Instead of  turning to the expensive school bookstore (or even Amazon) for a book,  do a quick search on the libe&#8217;s browser to see if it&#8217;s available. Then  drop-kick the kid who&#8217;s about to check it out.</li>
<li><strong>Get off your lazy butt</strong> If you have access to the  campus gym and you&#8217;re paying for a pricey fitness membership, stop.  Other free-of-charge physical activities: walking, jogging, hiking,  in-line skating, riding your bike, a pickup basketball game, lifting  weights in your room, dropping to the floor to do sit-ups and push-ups &#8230;  shall we go on?</li>
<li><strong>Let&#8217;s make a deal </strong>You&#8217;re a smart cookie, so figure  out how to split costs with your roommate. Double up on your laundry to  save quarters. Share a printer, swap playlists and take the same cab  home from a party. And if you&#8217;re both heading out of town, consider  carpooling. Even if you and your roomie aren&#8217;t the best of buds, a road  trip is always less taxing when there&#8217;s company &#8230; and music.</li>
<li><strong>Hop on that job </strong>&#8220;The No. 1 thing I can say is find a  job on campus,&#8221; offers up Wabash College junior Mack O&#8217;Shaughnessy.  &#8220;It&#8217;s the best way to get some extra cash in your pocket.&#8221; On-campus  stores and restaurants are often hiring. Just don&#8217;t tell the folks: You  still need <em>someone&#8217;s </em>sympathy, especially when it comes in the  form of a crisp Benjamin.</li>
</ol>
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